Commercial Motor Insurance Policy
- Loss or Damage to Your Vehicle(s)
- Third Party Cover
- Additional Benefits
Contractor’s ‘All Risks’ Insurance Policy
Equipment & Tools
Liability to Third Parties
Damage to Existing Structures
Business/Commercial Combined Insurance Policy
Some of our Insurers offer policies with multiple sections combining a number of the following covers which some Insurers offers only as separate policies. The combined policy can be easier to administrate and more affordable.
Commercial Property Insurance Policy (aka Fire & Perils)
Covers material damage to property due to named perils.
Commercial ‘All Risks’ Insurance Policy
Covers material damage to property due to any risk except those specifically excluded.
Public Liability Insurance Policy
Covers the Insured’s liability for personal injury or property damage to third parties, on the business premises, and possibly away from the business premises if required.
Employers’ Liability Insurance Policy
Covers the Insured’s liability to employees for personal injury on the job due to negligence on the part of the Insured.
Money Insurance Policy
Covers loss of money with varying limits based on whether in transit, on premises in working hours, in a safe overnight, etc.
Business Interruption Insurance Policy
Covers loss of gross profits for a specified indemnity period due to business interruption resulting from a material damage loss insured under another policy (or section of a combined policy).